Author page: Nick Bauer

2018 HSA Guidelines Released

2018 HSA Guidelines Released by the Internal Revenue Service (IRS). These guidelines outline the inflation-adjusted contribution, deductible, and out-of-pocket spending limits for Health Savings Accounts HSAs and high-deductible health plans...

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Taxation of Disability Benefits

Taxation of Disability Benefits Who Pays the Insurance Premium? Is the benefit Taxable? How Much of the Benefit is Taxable? Employer pays 100% Yes 100% Employer pays portion and employee pays  balance with post-tax dollars Yes Percentage of...

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Health Coverage Reporting 1094 & 1095

The IRS has released draft versions of the Health Coverage Reporting 2016 Forms 1094-B, 1095-B, 1094-C, and 1095-C that employers and insurers will use in early 2017 to report on health coverage offered in the 2016 calendar year. History The...

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Task Force Looks to Improve Parity

In March, President Obama issued a memorandum on mental health and substance use disorder parity wherein he established a task force comprised of multiple government agencies, such as the Department of Labor and the Department of Health and Human...

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Sample Notice for Wellness Programs

Under the Americans with Disabilities Act (ADA), employers offering wellness programs that collect employee health information must provide a notice to employees informing them 1) what information will be collected, 2) how it will be used, 3) who...

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