Valley Benefits

Sample Notice for Wellness Programs

Under the Americans with Disabilities Act (ADA), employers offering wellness programs that collect employee health information must provide a notice to employees informing them 1) what information will be collected, 2) how it will be used, 3) who...

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5 reasons to consider Level Funding

5 reasons why you’ll want to switch to Level Funding Cash flow Unlike self-funded plans, level-funded payments are fixed. Predictable payments make cash management easier on any small business. To help minimize the risk and protect your business...

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Self-Insurance: A Threat To ObamaCare?

“Brokers say a growing number of organizations see such (self-funded) plans as low-cost alternatives to conventional coverage, given that they’re exempt from PPACA requirements such as insurance taxes and specified benefits.” Read the...

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